Personal Savings, Money Market, CD's and IRA's
|Personal Savings*||Personal Money Market*||Personal Certificates of Deposit||Individual Retirement Account (IRA)|
|Best fit for:||Individuals maintaining lower balances, but want to earn some interest||Individuals maintaining moderate balances||Individuals looking for a savings option that is low risk and offers flexible terms||A simple, tax deductible savings option for retirement|
|Minimum opening balance||$100||$100||
|Minimum daily ledger balance required to avoid a Monthly Service Charge||$150||$2,500|
|Monthly Service Charge if balance requirements are not met||$2 per month||$12 per month|
|Earn interest on your balance|
|Personal Online Banking|
|Online Banking Bill Pay|
|VISA Debit Card
Domestic ATM fees are refunded by Foundation Bank
Additional Options and Features include:
*Regulation D - Withdrawals or transfers out of your money market and savings accounts are limited by federal law. During any monthly statement period, you may make no more than 6 withdrawals or transfers (for example by check, debit card, ACH, telephone, Personal Online Banking) out of these accounts. However, this limit does not apply to withdrawals made in person or through ATMs, mail (by a check payable and mailed to you), or messenger.
All deposit accounts that earn interest, except CDs, pay a variable rate of interest that can change at the bank's discretion.