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Personal Credit Products

Home Equity Loan or Line of Credit

Use the equity in your home to secure the borrowing power you need to make purchases or investments.  Home equity products can be used for a single specific purpose or as a Line of Credit available when you want it.   

Executive Line of Credit

Our Executive Line of Credit provides instant access to credit with just an easy transfer from your checking account by phone, ATM, or Personal Online Banking.  As you repay the balance, the funds become available to use again.  

Bridge Loans

Foundation Bank can design a Bridge Loan to help you get into your new home before your old home is sold.  Whether you are waiting for the construction of your new home or just bridging the gap between the sale of your old home, bridge loans can provide the solution.  Bridge loans typically have interest only payments.

Custom Construction Loans

We can create a loan to make your dream home come true.  Our Construction Loans can help you finance the purchase of the land, the construction of the home and can help you get the best long-term financing.

Visa Credit Cards

Our Visa® Platinum Credit Card offers flexible rewards that can be redeemed for brand-named merchandise, air travel, hotel accommodations and much more!

Earn Rewards Points Rapidly with your Visa Platinum Credit Card

  • Earn one point for every net dollar spent
  • All accrued points are redeemable for items such as brand-named merchandise, airline tickets, hotel accommodations, car rentals and more
  • Airline vouchers are valid on more airlines than most other travel programs
  • Travel rewards available without any blackout dates
  • No annual cap on points earned and no expiration of points

Additional Features and Benefits:

Competitive Interest Rates and Fees:

  • No Annual Fee*
  • 0% Introductory APR on balance transfers for the first six billing cycles. Afterwards, a 10.24% to 18.24% variable APR on balance transfers will apply. A 3% fee will be charged for each balance transferred, waived for balance transfers at account opening.*
  • 10.24% to 18.24% variable APR on purchases based on your creditworthiness*

Apply Now!

*See the card application's Important Disclosures for current terms, rates, and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.