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Loans
and Lines of Credit
Lines of credit allow you to manage your cash flow
and control your borrowing while maintaining the flexibility
to pay expenses or take advantage of special opportunities.
Our experienced bankers can help you analyze your needs
and our local management team can make quick decisions
to get your business moving quickly.
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Our
simplified application saves paperwork and time.
(Larger requests require prior year tax returns). |
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Access
to your line of credit is convenient and quick.
Use overdraft protection, checks, or transfer funds
by phone, ATM, or Internet Banking. |
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Term
loans are fully amortizing with fixed repayment
dates. Automatic payments ease your monthly paperwork. |
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By
using the equity in your personal or commercial
real estate, our secured line of credit allows you
to make interest-only payments. Secured loans typically
have slightly lower interest rates. |
Commercial
Real Estate Loans
You can take out a term loan to purchase or refinance
an owner-occupied business property or even a non-owner
occupied property.
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Term
loans are available. Reviews and property inspections
performed annually. |
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Fixed
or variable interest rates.
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Monthly
principal and interest payments. Automatic payments
ease your monthly paperwork. |
Construction
Loans
Foundation
Bank can finance a wide variety of construction projects,
from single or multi-family residential to owner occupied
commercial buildings or tenant improvements.
Foundation
Bank Visa® Corporate Card
A
Foundation Bank Visa®
Card provides businesses a line of credit to help manage
small purchases and track employee expense. Purchases
are detailed on monthly statements for simplified record
keeping. Worldwide acceptance allows for unsurpassed
access. Annual fee of $25.00 and 10% interest rate on unpaid balances.
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